Debt Negotiation Loan

Settle your debt faster

The Versara Debt Negotiation Loan Program is available to qualifying borrowers currently enrolled in a Debt Resolution Program. The Debt Negotiation Loan provides the borrowers with funds to pay off their outstanding enrolled debts and consolidate them into a single payment.

Debt Negotiation Loan Benefits:

  • Get out of Debt Resolution Program faster

    Debt Negotiation Loan is a loan program designed to accelerate the settlement of enrolled debts with the Debt Resolution Program. The funds from the loan go to pay off enrolled debts or creditors directly, so that the Borrower may graduate from the Debt Resolution Program in an average of 60 days or less from time of application.

  • Predictable monthly payment

    With a fixed-rate loan, your monthly payment stays the same for the entire loan term even when interest rates increase. It can help make it easier for you to set a budget.

  • No prepayment fees

    You can always pay off your loan early — there's no prepayment fee.

How It Works

Eligibility to apply for the Versara Debt Negotiation Loan is by invitation only. If you are pre-qualified for the loan, you will receive a call from a Loan Officer. You will be asked to complete the following steps:

  • Complete an application

    The application process takes only a few minutes to complete.

  • Submit required loan documents

    To help fight fraud and protect your personal information, you will be asked to verify your identity and income.

Have additional questions? Learn more with our Debt Negotiation Loan FAQs.