Privacy Notice
Effective as of January 1, 2023
| Facts |
What does Versara Lending do with your personal information? |
|---|---|
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? |
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Versara Lending chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Versara Lending share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes — information about your transactions and experiences | Yes | No |
| For our affiliates' everyday business purposes — information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | No | We don't share |
Questions? Please contact us at [email protected]
Who We Are
| Who is providing this Privacy Policy? | Versara Lending |
|---|
What We Do
| How does Versara Lending protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
|---|---|
| How does Versara Lending collect my personal information? |
We collect your personal information, for example, when you:
We also collect your personal information from other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. See below for more information on your rights under state law. |
Definitions
- Affiliates
-
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates
-
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates we share with can include direct marketing companies.
- Joint Marketing
-
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include financial service companies.
Other Important Information
Important notice about credit reporting: We may report information about your account(s) to credit bureaus and/or consumer reporting agencies. Late payments, missed payments, or other defaults on your account(s) may be reflected in your credit report and/or consumer report.
Do Not Call Policy: This Privacy Policy constitutes Versara Lending's Do Not Call Policy under the Telephone Consumer Protection Act for all consumers. Strategic Financial Solutions maintains an internal Do Not Call preference list. Do Not Call requests will be honored within 30 days and will be effective for at least five years from the date of request. No telemarketing calls will be made to residential or cellular phone numbers that appear on the Strategic Financial Solutions Do Not Call list.
California: If your account has a California mailing address, we will not share personal information we collect about you except to the extent permitted under California Law.
Vermont: If your account has a Vermont mailing address, we will not share personal information we collect about you with non-affiliates unless the law allows or you provide authorization.
Nevada Privacy Notice
Certain Nevada consumers may opt out of the sale of "personally identifiable information" for "monetary consideration," as defined under Nevada law, to a person for that person to license or sell such information to others. We do not engage in such activity; however, if you are a Nevada resident who has purchased goods or services from us, you may submit a request to opt out of any future sales under Nevada law by contacting us as detailed in the "Contact Us" section above. Please note we may take reasonable steps to verify your identity and the authenticity of the request.