PRIVACY NOTICE

FACTS

WHAT DOES VERSARA LENDING, LLC DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and transaction history.
  • Account balances and payment history.
  • Credit history and credit scores.
  • Credit card and other debt.
  • Income and employment information. When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Versara Lending, LLC chooses to share; and whether you can limit this sharing.
Reasons we share your personal information Does Versara Lending, LLC share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For joint marketing with other financial companies to offer our products and services to you YES NO
For our affiliates' everyday business purposes - information about your transactions and experiences YES NO
For our affiliates' everyday business purposes - information about your creditworthiness YES YES
For our affiliates to market to you YES YES
For non-affiliates to market to you YES YES

To limit our sharing

Call 1-855-397-3392 or E-mail us at OptOut@versaralending.com Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Question?

Call 1-855-397-3392
WHO WE ARE

Who is providing this notice?

Versara Lending, LLC
WHAT WE DO

How does Versara Lending, LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Versara Lending, LLC collect my personal information?

We collect your personal information, for example, when you:

  • Open an account.
  • Provide account information or give us your contact information.
  • Provide your income information or employment information.
  • Show your driver’s license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes — information about your creditworthiness.
  • Affiliates from using your information to market to you.
  • Sharing for non-affiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply individually unless you tell us otherwise. Any account holder may express a privacy preference on behalf of the other joint account holders.
DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include Timberline Financial, LLC.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Non-affiliates we share with can include direct marketing companies and service providers.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partner(s) include loan finance companies.
OTHER IMPORTANT INFORMATION
Important notice about credit reporting: We may report information about your account(s) to credit bureaus and/or consumer reporting agencies. Late payments, missed payments, or other defaults on your account(s) may be reflected in your credit report and/or consumer report.
Do Not Call Policy: This notice constitutes Versara Lending, LLC’s Do Not Call Policy under the Telephone Consumer Protection Act for all consumers. Versara Lending, LLC maintains an internal Do Not Call preference list. Do Not Call requests will be honored within 30 days and will be effective for at least five years from the date of request. No telemarketing calls will be made to residential or cellular phone numbers that appear on the Versara Lending, LLC Do Not Call list.